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Business profile photo for J Charles Insurance

J Charles Insurance

Management

Justin Peavler, owner of J Charles Insurance
Justin Peavler

Agency Owner

Ashley Ingersol, general manager of J Charles Insurance
Ashley Ingersol

Director of Operations

Business profile photo for J Charles Insurance

Contact Information

About

J Charles Insurance is an independent agency in northwest Norman founded in 2014 by lifelong resident Justin Charles Peavler, who spent a decade as a sales producer before opening his own shop. From an office at 2276 36th Avenue NW, the firm shops dozens of carriers for personal auto and homeowners coverage, commercial packages, workers compensation, group benefits, life, and Medicare rather than locking clients to a single company. Licensed in Oklahoma and seventeen other states, the agency positions itself as a holistic advisor that customizes policies as households and businesses change. Peavler, a father of three who still coaches youth baseball on weekends, built the practice around a plain promise: more coverage, more savings, and a process that does not feel like a chore. For Norman families and local employers who want an independent shop with a wide market and a named owner in town, J Charles Insurance is set up to compare options, explain the terms, and stay on the account after the policy is bound.

Service Offerings

  • Auto insurance
  • Homeowners insurance
  • Business insurance
  • Workers compensation
  • General liability insurance
  • Group health insurance
  • Life insurance
  • Medicare coverage
  • Landlord insurance
  • Boat and motorcycle insurance

Why we like J Charles Insurance

J Charles Insurance belongs at #9 among Insurance Agent businesses in Norman, OK as an independent shop founded in 2014 by lifelong Norman resident Justin Charles Peavler, who spent ten years as a producer before opening his own agency. From 2276 36th Avenue NW, licensed advisors shop multiple carriers for auto, homeowners, renters, landlord dwellings, boat, motorcycle, commercial auto, general liability, workers compensation, group health, life, and Medicare—more than a hundred solutions across Oklahoma and seventeen other states. That independent model is built to customize a package instead of fitting a household or business into one company’s form. What separates the firm is a local owner who still lives in Norman, coaches youth baseball on weekends, and keeps a named team—including operations lead Ashley Ingersol and producers such as Hannah Miller—inside a Norman Chamber member office. Combined with multi-state licensing and a service center for claims, payments, and policy changes, that mix of market access and hometown continuity is why J Charles Insurance is justified at #9.

Pros & Cons

Pros

  • Independent agency with wide variety of insurance solutions
  • Emphasis on fun and better insurance experience

Cons

  • Not part of a unified brand if customers want that

Review Scores

Facebook5.0
Google4.8

Map

Independent